Verified AccountantsUK firms, verified against the public record
Business Financial Management Services Limited website icon

Business Financial Management Services Limited

Accountant in Cumbria LA11

Verified & RegulatedTrust Score96/100Excellent

Companies House: 052916023 Lowther Gardens, Grange Over Sands, Cumbria, LA11 7EXData updated 07 Jul 2026

In the local market

Business Financial Management Services Limited is one of 5 accountancy practices we verify in Cumbria.

Verified Accountants assessment

Business Financial Management Services Limited is a UK limited company based in Cumbria, incorporated in 2004 and trading for 22 years.

Public records confirm it is anti-money-laundering supervised by AAT, a member firm of AAT, up to date with its accounts (last filed 31 Jan 2025), and running a confirmed website. Its website shows it handles Self Assessment, VAT, Payroll, and Bookkeeping and works with Sage.

How we verify →

Verification record and Trust Score

96/100

Trust Score

Excellent
Public record
AML supervised · AAT
Active company
Filing compliant
Trading 21 years
Professional qualification
  • AAT
  • ICAEW
  • ACCA
Contact
Website
Phone
Email

The Trust Score is the share of the applicable public signals we have verified, scored out of 100 - fully deterministic, never subjective. How it is scored, and every signal's points →

Companies HouseActiveno. 05291602 (opens in new tab)incorporated 2004Companies House · checked 07 Jul
Registered activity
  • SIC 69201 - Accounting and auditing
  • SIC 69202 - Bookkeeping
  • SIC 69203 - Tax consultancy
The business activity the firm registered with Companies House (its Standard Industrial Classification).Companies House · checked 07 Jul
Filing complianceAccounts filed on timelast accounts 31 Jan 2025 (opens in new tab)Companies House · checked 07 Jul
Anti-money-launderingSupervised by AATAAT is one of the professional bodies approved to supervise accountants for anti-money-laundering. Every UK accountant must be supervised, by HMRC or an approved professional body, so this confirms the firm is monitored and operating legitimately.AAT · checked 17 Jul
Professional bodyMember firm of AATAssociation of Accounting Technicians (AAT) is a UK professional accountancy body. Member firms must meet its qualification and conduct standards and can be disciplined by it.firm website · checked 29 Jul
Sources: Companies House (opens in new tab), AAT, firm website (opens in new tab)
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Good fit for

  • Works in Sage
  • Handles Self Assessment, VAT, Payroll and Bookkeeping

Specialisms and services

Services
AccountantSelf AssessmentVATPayrollBookkeepingLimited company accountsManagement AccountsCompany Formation
Software
Sage

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People at Business Financial Management Services Limited

Directors and officers (1)

  • ECCLES, Christopher JohnSecretary · since 2007

Persons with significant control (1)

  • Miss Gemma Louise HinesOwns 75-100% of shares

Source: Companies House register (opens in new tab).

Related companies

Companies sharing an active director with Business Financial Management Services Limited on the Companies House register.

Shared directorships from the Companies House register. A shared director can mean a family or group structure; it does not by itself indicate anything adverse.

Financials (as filed)

Companies House filing history (opens in new tab) | 2015 to 2025
Net assets
-£22k
as at 31 Jan 2025-£13k vs 2024
Current assets
£46k
as at 31 Jan 2025-£9.7k vs 2024
Average employees
3
as at 31 Jan 2025+1 vs 2024
Current assets (cash, debtors, other) and net assets by year, in £. Latest year first.
20252024202320222021202020192018201720162015
CashDebtorsOtherNet assets
Full figures
As filed31 Jan 202531 Jan 202431 Jan 202331 Jan 202231 Jan 202131 Jan 202031 Jan 201931 Jan 201831 Jan 201731 Jan 201631 Jan 2015
Average employees3223555
Net assets-£21,557-£8,694-£18,568-£28,699-£8,348£4,528£4,131-£5,087£2,262£5,687£2,056
Cash at bank£3,430£3,474£2,727£2,664£2,439£1,979£11,412£7,550£5,289£1,702
Current assets£46,024£55,687£47,349£29,816£50,154£37,212£39,374£36,067£49,930£52,843£39,286
Fixed assets£4,978£6,223£5,118£6,456£2,683£3,577£4,540£2,887£4,257£5,530
Debtors£44,524£50,757£42,125£25,339£46,940£34,223£36,295£23,455£39,180£44,954£34,284
Creditors£44,558£41,578£40,472£31,513£27,727£36,261£39,783£44,041£48,952£44,948
Shareholders equity£5,687£2,056

Figures as reported in this firm's accounts filed at Companies House. Net assets is total assets less what the company owes; a figure below zero means recorded liabilities exceed assets. Small companies may file abbreviated accounts that omit turnover and profit. Public record, reproduced as facts.

Timeline

  1. 2004Company incorporated
  2. 2025Latest accounts filed
  3. 2026Verified on this directory

Frequently asked questions

Is Business Financial Management Services Limited a regulated accountant?

Yes. Business Financial Management Services Limited is a member firm of AAT, and is supervised for anti-money-laundering by AAT. Every UK accountant must be supervised for anti-money-laundering, by HMRC or an approved professional body, so this confirms the firm is authorised to practise and monitored for compliance.

Is Business Financial Management Services Limited a chartered accountant?

Business Financial Management Services Limited is a member firm of AAT, a UK professional accountancy body, but it is not a chartered firm. Chartered status is conferred only by bodies such as ICAEW, ICAS or ACCA.

What services does Business Financial Management Services Limited offer?

Based on its own website, Business Financial Management Services Limited offers Self Assessment, VAT, Payroll, Bookkeeping, Limited company accounts, and Management Accounts. Confirm current services and availability with the firm before engaging. Message this firm →

How long has Business Financial Management Services Limited been established?

Business Financial Management Services Limited was incorporated at Companies House in 2004, so it has been on the register for about 22 years. A longer trading history is one sign of an established, accountable firm, though a newer firm is not necessarily less capable.

Does Business Financial Management Services Limited file its accounts on time?

Yes. According to Companies House, Business Financial Management Services Limited's most recent statutory accounts were filed by their due date. On-time filing is a basic sign that a company is being administered properly.

How do you verify Business Financial Management Services Limited?

We build this record only from public, authoritative sources - for this firm, Companies House, AAT, and firm website, and stamp every claim with its source and the date we last checked it. We show only what we can verify and say so plainly when we cannot. How we verify →

How is the Trust Score calculated?

The Trust Score is fully deterministic: fixed points for public, verified signals - an active company, anti-money-laundering supervision, filing compliance, a confirmed website and trading history. Business Financial Management Services Limited scores 96/100. Nothing in the score is subjective, and every rule is listed on this page. How we verify →

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