Verified AccountantsUK firms, verified against the public record

Kernow Smart Accounting Ltd

Accountant in Bodmin PL31

Verified & RegulatedTrust Score87/100Excellent

Companies House: 0927202110 Lower Bore St, Bodmin, PL31 2JXData updated 07 Jul 2026

Formerly known asPunyer & Fisk Ltd

In the local market

Kernow Smart Accounting Ltd is one of 11 accountancy practices we verify in Bodmin. Incorporated in 2014, it is among the longest-established of them. It is one of only 3 AAT-regulated firms among them, rather than under the default HMRC scheme.

Verified Accountants assessment

Kernow Smart Accounting Ltd is a UK limited company based in Bodmin, incorporated in 2014 and trading for 12 years.It was previously known as Punyer & Fisk Ltd.

Public records confirm it is anti-money-laundering supervised by AAT, a member firm of AAT, up to date with its accounts (last filed 31 Oct 2025), and running a confirmed website. Its website shows it handles Payroll and Bookkeeping.

We have not yet confirmed a phone number for this firm. We add these once we can verify a firm's own website, and if this is your practice you can complete its listing.

How we verify →

Verification record and Trust Score

87/100

Trust Score

Excellent
Public record
AML supervised · AAT
Active company
Filing compliant
Trading 11 years
Professional qualification
  • AAT
  • ICAEW
  • ACCA
Contact
Websitepending
Phonepending
Emailn/a

The Trust Score is the share of the applicable public signals we have verified, scored out of 100 - fully deterministic, never subjective. How it is scored, and every signal's points →

Companies HouseActiveno. 09272021 (opens in new tab)incorporated 2014Companies House · checked 07 Jul
Registered activity
  • SIC 69201 - Accounting and auditing
  • SIC 69202 - Bookkeeping
  • SIC 70221 - Financial management advice
The business activity the firm registered with Companies House (its Standard Industrial Classification).Companies House · checked 07 Jul
Filing complianceAccounts and confirmation statement filed on timelast accounts 31 Oct 2025 (opens in new tab)Companies House · checked 07 Jul
Professional bodyMember firm of AATMAAT · licence 1004566Association of Accounting Technicians (AAT) is a UK professional accountancy body. Member firms must meet its qualification and conduct standards and can be disciplined by it.AAT · checked 17 Jul
Anti-money-launderingSupervised by AATAAT is one of the professional bodies approved to supervise accountants for anti-money-laundering. Every UK accountant must be supervised, by HMRC or an approved professional body, so this confirms the firm is monitored and operating legitimately.AAT · checked 17 Jul
Sources: Companies House (opens in new tab), AAT
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Good fit for

  • Handles Payroll and Bookkeeping

Specialisms and services

Services
PayrollBookkeeping

People at Kernow Smart Accounting Ltd

Persons with significant control (1)

  • Mr Matthew PunyerOwns 75-100% of shares

Source: Companies House register (opens in new tab).

Financials (as filed)

Companies House filing history (opens in new tab) | 2022 to 2025
Current assets
£5.1k
as at 31 Oct 2025+£1.0k vs 2024
Average employees
1
as at 31 Oct 2025
Current assets (cash, debtors, other) and net assets by year, in £. Latest year first.
2025202420232022
CashDebtorsOtherNet assets
Full figures
As filed31 Oct 202531 Oct 202431 Oct 202331 Oct 2022
Average employees1111
Current assets£5,099£4,076£1,280£988
Shareholders equity£3,370£2,185£568£676

Figures as reported in this firm's accounts filed at Companies House. Net assets is total assets less what the company owes; a figure below zero means recorded liabilities exceed assets. Small companies may file abbreviated accounts that omit turnover and profit. Public record, reproduced as facts.

Timeline

  1. 2014Company incorporated
  2. 2025Latest accounts filed
  3. 2026Verified on this directory

Frequently asked questions

Is Kernow Smart Accounting Ltd a regulated accountant?

Yes. Kernow Smart Accounting Ltd is a member firm of AAT, and is supervised for anti-money-laundering by AAT. Every UK accountant must be supervised for anti-money-laundering, by HMRC or an approved professional body, so this confirms the firm is authorised to practise and monitored for compliance.

Is Kernow Smart Accounting Ltd a chartered accountant?

Kernow Smart Accounting Ltd is a member firm of AAT, a UK professional accountancy body, but it is not a chartered firm. Chartered status is conferred only by bodies such as ICAEW, ICAS or ACCA.

What services does Kernow Smart Accounting Ltd offer?

Based on its own website, Kernow Smart Accounting Ltd offers Payroll and Bookkeeping. Confirm current services and availability with the firm before engaging.

How long has Kernow Smart Accounting Ltd been established?

Kernow Smart Accounting Ltd was incorporated at Companies House in 2014, so it has been on the register for about 12 years. A longer trading history is one sign of an established, accountable firm, though a newer firm is not necessarily less capable.

Does Kernow Smart Accounting Ltd file its accounts on time?

Yes. According to Companies House, Kernow Smart Accounting Ltd's most recent statutory accounts were filed by their due date. On-time filing is a basic sign that a company is being administered properly.

How do you verify Kernow Smart Accounting Ltd?

We build this record only from public, authoritative sources - for this firm, Companies House and AAT, and stamp every claim with its source and the date we last checked it. We show only what we can verify and say so plainly when we cannot. How we verify →

How is the Trust Score calculated?

The Trust Score is fully deterministic: fixed points for public, verified signals - an active company, anti-money-laundering supervision, filing compliance, a confirmed website and trading history. Kernow Smart Accounting Ltd scores 87/100. Nothing in the score is subjective, and every rule is listed on this page. How we verify →

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