Verified AccountantsUK firms, verified against the public record
Zen Commercial Finance Limited website icon

Zen Commercial Finance Limited

Financial services provider in Ayr KA6

Verified & RegulatedTrust Score100/100Excellent

Companies House: SC54257426 Barbieston Road, Dalrymple, Ayr, KA6 6DZData updated 17 Jul 2026

Verified Accountants assessment

Zen Commercial Finance Limited is a UK limited company based in Ayr, incorporated in 2016 and trading for 10 years.

Public records confirm it is anti-money-laundering supervised by HMRC, up to date with its accounts (last filed 28 Feb 2025), and running a confirmed website.

How we verify →

Verification record and Trust Score

100/100

Trust Score

Excellent
Public record
AML supervised · HMRC
Active company
Filing compliant
Trading 10 years
Professional qualification
  • ICAEW
  • ACCA
  • AAT
Contact
Website
Phone
Email

The Trust Score is the share of the applicable public signals we have verified, scored out of 100 - fully deterministic, never subjective. How it is scored, and every signal's points →

Companies HouseActiveno. SC542574 (opens in new tab)incorporated 2016Companies House · checked 17 Jul
Registered activity
  • SIC 64999
The business activity the firm registered with Companies House (its Standard Industrial Classification).Companies House · checked 17 Jul
Anti-money-launderingSupervised by HMRCMLR XEML00000171826By law, every UK accountant must be supervised for anti-money-laundering, by HMRC or an approved professional body. Being on the HMRC supervised register means this firm is monitored and operating legitimately.HMRC AML register · checked 20 Jul
Filing complianceAccounts and confirmation statement filed on timelast accounts 28 Feb 2025 (opens in new tab)Companies House · checked 01 Jul
Sources: Companies House (opens in new tab), HMRC AML register (opens in new tab)
Own this firm? Claim or enhance your listing. Get in touch to claim or update this listing

Specialisms and services

Services
Accountant

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People at Zen Commercial Finance Limited

Persons with significant control (1)

  • Mr Craig PattersonOwns 75-100% of shares, 75-100% of voting rights, Can appoint or remove directors

Source: Companies House register (opens in new tab).

Financials (as filed)

Companies House filing history (opens in new tab) | 2022 to 2025
Current assets
£76k
as at 28 Feb 2025-£13k vs 2024
Average employees
0
as at 28 Feb 2025
Current assets (cash, debtors, other) and net assets by year, in £. Latest year first.
2025202420232022
CashDebtorsOtherNet assets
Full figures
As filed28 Feb 202529 Feb 202428 Feb 202328 Feb 2022
Average employees0000
Current assets£75,643£88,924£86,843£28,895
Fixed assets£2,165£1,846£1,780£1,780
Shareholders equity£31,928-£2,959£2,676£2,582

Figures as reported in this firm's accounts filed at Companies House. Net assets is total assets less what the company owes; a figure below zero means recorded liabilities exceed assets. Small companies may file abbreviated accounts that omit turnover and profit. Public record, reproduced as facts.

Timeline

  1. 2016Company incorporated
  2. 2025Latest accounts filed
  3. 2026Verified on this directory

Frequently asked questions

Is Zen Commercial Finance Limited a regulated accountant?

Yes. Zen Commercial Finance Limited is supervised for anti-money-laundering by HMRC (registration XEML00000171826). Every UK accountant must be supervised for anti-money-laundering, by HMRC or an approved professional body, so this confirms the firm is authorised to practise and monitored for compliance.

How long has Zen Commercial Finance Limited been established?

Zen Commercial Finance Limited was incorporated at Companies House in 2016, so it has been on the register for about 10 years. A longer trading history is one sign of an established, accountable firm, though a newer firm is not necessarily less capable.

Does Zen Commercial Finance Limited file its accounts on time?

Yes. According to Companies House, Zen Commercial Finance Limited's most recent statutory accounts were filed by their due date. On-time filing is a basic sign that a company is being administered properly.

How do you verify Zen Commercial Finance Limited?

We build this record only from public, authoritative sources - for this firm, Companies House and HMRC AML register, and stamp every claim with its source and the date we last checked it. We show only what we can verify and say so plainly when we cannot. How we verify →

How is the Trust Score calculated?

The Trust Score is fully deterministic: fixed points for public, verified signals - an active company, anti-money-laundering supervision, filing compliance, a confirmed website and trading history. Zen Commercial Finance Limited scores 100/100. Nothing in the score is subjective, and every rule is listed on this page. How we verify →

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